Externalities the Environment and Moral Hazard and Adverse Selection

1. Externalities and the Environment

Meyer describes the “Tragedy of the Commons.” The IMF article explains how this type of problem is an example of an “externality.” What is an externality? What might be a good government policy to solve the problem of the environmental externality that leads to high green house gas emissions?

2. Moral Hazard and Adverse Selection

“Moral hazard” is a term often used in the context of peoples’ behavior once they have insurance. Szuchman and Anderson explore the idea of moral hazard in personal relationships. How would you define moral hazard? Provide an example of moral hazard that you have observed in your own community or workplace.

How does moral hazard differ from adverse selection? Provide an example to illustrate this concept.

Response-Paper-1-Attitudes-about-first-drafts-English-homework-help

Reading: Anne Lamott, shitty first drafts

This assignment is to reflect on your personal attitudes about writing, especially writing first drafts. You can use what we began during in-class writing as part of the basis of this, but you don’t have to.

The prompt: Think about what kinds of writing you enjoy doing and what you don’t enjoy; think about what kinds come easily to you and what kinds are difficult. Think about what you consider good writing vs. bad writing in general (not just your own).

In addition, try to remember ways in which you started to form these attitudes. Were there authors that you enjoyed reading that inspired you or bored you? Teachers that were encouraging or strict? Writing situations that were stressful or relaxing? How did these factors create, reinforce, or alter your attitudes about writing? And how, if at all, did your attitudes change after reading “Shitty First Drafts”?

This should be between two to four paragraphs.

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OVERVIEW: Respond to three questions and solve five computational problems related to stocks.

RESOURCES:

  • Weaver, S. C., & Weston, J. F. (2001). Finance and accounting for nonfinancial managers. New York, NY: McGraw-Hill.
  • Sherman, E. H. (2011). Finance and accounting for nonfinancial managers (3rd ed.). New York, NY: American Management Association.

INSTRUCTIONS: Respond to the questions and complete the problems.

Questions. In a Word document, respond to the following. Number your responses 1–3.

  1. Describe the rights and advantages belonging to shareholders
  2. Explain the differences between the Standard and Poor’s 500 Index and the Dow Jones Industrial Average. Which is a better measure of stock market performance? Why?
  3. Describe the differences between common stock and preferred stock.
  • Use references to support your responses as needed. Be sure to cite all references using correct APA style. Your responses should be free of grammar and spelling errors, demonstrating strong written communication skills.
  • Problems. In either a Word document or Excel spreadsheet, complete the following problems.
  • You may solve the problems algebraically, or you may use a financial calculator or an Excel spreadsheet.
  • If you choose to solve the problems algebraically, be sure to show your computations.
  • If you use a financial calculator, show your input values.
  • If you use an Excel spreadsheet, show your input values and formulas.
  • In addition to your solution to each computational problem, you must show the supporting work leading to your solution to receive credit for your answer.

Compute the following:

  1. Imagine that on June 4, the Dow Jones Industrial Average closed at 13,598.14, which was up 148.86 points from the previous day’s close of 13,449.28. Calculate the return, in percent to four decimal places, of the stock market for June 4.
  2. The cost per stock at a brokerage firm is $0.10. Calculate how much money you would need to buy 150 shares of HiTech, Inc., which trades at $18.22.
  3. HiTech, Inc.’s growth for the future is forecasted to be a constant 10 percent. HiTech’s next dividend is expected to be $1.18. Calculate the value of HiTech stock when the required return is 12 percent.
  4. Preferred stock from HiTech, Inc. pays $1.20 in annual dividend. Calculate the value of the stock if the required return on the preferred stock is 4.5 percent. HiTech, Inc. has earnings per share of $1.82 and a P/E ratio of 31.54. Calculate the stock price.

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Details:

The problems assigned here are intended to give you contextual experience with the types of statistics you will encounter as you conduct your dissertation research. Completing the assigned problems will increase your comfort level with these tools.

General Requirements:

Use the following information to ensure successful completion of the assignment:

  • This assignment is self-scored.
  • Refer to “Module 6 Problem Set.”
  • Solutions are available.

Directions:

  1. Complete the problems in “Module 6 Problem Set.”
  2. Check your solutions by comparing your answers to the “Module 6 Problem Set Solutions” document.
  3. Submit to the instructor a statement indicating that you have completed this assignment.

Please complete the assignment as required and please use the appropriate references , if applicable, and cite in APA 6th edition format. Please see the attached problem set and solutions for completion of assignment.

Morals-Ethics-and-Law-in-a-Code-of-Ethics

Write a Three to Four-page critical essay dealing with the following questions.

In readings and class discussions, we have talked about the relationship and distinctions between morality and ethics. Morality deals with basic principles of right and wrong and good and bad. Ethics deals with behavior and actions. Organizations express their morality and ethical positions through the development of codes of conduct and standards of acceptable behavior.

Search the Internet or the Saudi Digital Library to find two examples of a code of ethics and/or code of conduct for an organization or group. Provide a cut-and-paste copy of the codes in your assignment, or summarize them briefly.

Apply what you have learned from the module to identify, describe, and analyze the moral principles, ethical and legal requirements, and implications with respect to criminal behavior (if relevant) that are reflected in each element of the code of ethics case examples you have found. On the concluding page, evaluate the effectiveness of morals, ethics, and law in contributing to the effectiveness of the code overall.

Discuss and cite either or both of the course textbooks and at least two additional credible or scholarly sources to support your analysis and positions. Use Saudi Electronic University academic writing standards and APA style guidelines, citing references as appropriate. Your paper should be three to four pages in length, not counting cut-and-pasted codes. Include an introduction and a labeled conclusion.

You are strongly encouraged to submit all assignments to the Turnitin Originality Check prior to submitting them to your instructor for grading. If you are unsure how to submit an assignment to the Originality Check tool, review the Turnitin Originality Check Student Guide.

INFO331-Zara-and-Netflix-Case-Studies

Questions:

1. In what ways is the Zara model counterintuitive? In what ways has Zara’s model made the firm a better performer than Gap and other competitors?

2. What do you believe are the most significant long-term threats to Netflix? How is Netflix trying to address these threats? What obstacles does the firm face in dealing with these threats?

3. Spend some time online researching services such as Netflix, BlockBuster, Hulu, and other streaming movie sites. How do these services compare? What are the advantages and disadvantages of each of these different services?

4. Describe some of the features (i.e., functions, menu options) of the information system that you chose in week one (make sure you have an approved information system before you complete this assignment). When describing a feature, walk the user through that feature, describing the interactions the user has with the system. What data or information does the user enter into that feature? What does the information system do with that data? Does it transform it in some way? How is that data later retrieved or displayed (output)? What is that data used for?

Please No Plagiarism. Use APA style and intext citation..

350 words minimal

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In your reply, ask questions of peers about their response to encourage further conversation. Discuss how comments you or other students made relate to your peers’ posts. 5 sentences or more.

Week 5 Discussion 1

Bev sounds like she was a true advocate for young children!!

One component I have been influenced by is how in different cultures mother’s play differently with their children. It makes sense to me, but I have never really thought about how the family plays with their children, especially different cultures. In one article I read, Vandervert, L. (2017). Vygotsky Meets Neuroscience: The Cerebellum and the Rise of Culture through Play. American Journal of Play, 9(2), 202-227. It stated that play evolved from animal play and the adaptations of different cultures, Vygotsky concludes that, although play and culture appear dramatically different, they develop from the same brain mechanisms (Vandervert, L. (2017).

Another component is how important play is to the parent child bonding. From our readings it has been interesting how important and how it contributes to children’s lives the play they get from their own parents. Play helps children stay healthy, it helps with cognitive development and social emotional health. We know it’s important to create a learning environment that allows children to play, but how many households create an environment to help their children learn?

A change or strategy I will implement is the sharing the information I have learned to parents about the importance of parent/child play. How parents need to slow down and take time to play with their children. Parents are so busy working, cleaning, preparing for work, chores, etc. that they need to take time out to play with their children. Quite simply, play offers parents a wonderful opportunity to engage fully with their children. We talk so much about the importance of having classrooms that promote learning through play, but not so much on the importance of parents playing with their children. Children who have parents that play with them feel safe, loved, have better self-esteem, and less stress and anxiety.

References

Vandervert, L. (2017). Vygotsky Meets Neuroscience: The Cerebellum and the Rise of Culture through Play. American Journal of Play, 9(2), 202-227.

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Discussion: Ravitch v. Smarik

Use the Ravtich and Smarik articles to respond to the following discussion prompt in 4 paragraphs or more.

  • Should the American education system be reformed as it presently exist, or completely start fresh?
  • Use three claims from either Ravitch or Smarik to support your position.

Discuss with your coursemates why the American education system should either reform as it is, or start over fresh.

Here are notes from this weeks discussion if needed. If you need any other textbook information I can send you copies of it.

Philosophy of Education and Schooling in America

Schooling in America

“There is no teaching, but only recollection.”
(Socrates, the Meno)

Human beings are meaning makers and this module assumes we are born with a natural desire to explain and understand the world and our place in it. The social practice of education grows out of the explanatory constructs we hold about several philosophical themes. Particular philosophical themes from which we form our educational beliefs and ground our practice include:
Our conceptions of human nature;
The relationship of the individual to the group and citizen to the state;
The nature of what it means to live a full life;
The nature of knowledge and the process of knowing.

These themes represent philosophical areas of inquiry that inform our educational practice, either explicitly or implicitly. This module will critically examine the link between philosophical ideas and inquiry in education focusing on the analysis and comparison of the philosophical basis of educational ideas and of the educational implications of philosophical thought. The goal is to broaden and deepen understandings of the nature of education. Thus we will examine the distinctive characteristics of what it means to be “educated” as well as the elements of educational philosophies that encourage the development of such individuals. As a part of developing an understanding of the educational enterprise, we will engage with a variety of ideas and theories that comprise the rich tradition of educational philosophy as well as engage in the practice of critical thinking.

Module Learning Objectives

Together we will consider specific educational problems as they are studied philosophically and explore educational issues that fall under the general title of epistemology, ethics, philosophy of science, aesthetics, and the philosophy of mind. As a result of this inquiry we will:

  1. understand the philosophic foundations of education;
  2. analyze the political, social, and economic purposes of schooling;
  3. discuss and reflect deeply on the implications of your understandings and analysis of the purposes of schooling.
Readings
  • Spring. J. American Education: Chapter 2: The Social Goals of Schooling and Chapter 3: Education and the Equality of Opportunity.
  • Ravitvh, D. In Need of a Renaissance: Real Reform Will Renew, Not Abandon, Our Neighborhood Schools, in Jana Noel Classic Editions, p. 91.
  • Smarick, A. The Turnaround Fallacy, in Jana Noel Classic Editions p.84.

As you continue through this module and your education, keep in mind these philosophies as they relate to you and your students. Let them help shape your learning as you continue to develop your own personal educational philosophy.

NYS Teaching Standards

InTasc Standards

CAEP Standards

I. 1.5

1.h, 1.i

1.2

Learning Guide: Philosophy of Education

The following excerpt is taken from, David T. Hansen (Ed). (2007). Ethical Visions of Education: Philosophies in Practice. NY: Teachers College Press.

Dewey’s Philosophy of Education

At the core of Dewey’s thoughts on education is his belief that life constitutes a generative gift. In his view, education should assist people in learning how to realize and extend this gift. Dewey envisions humanity’s promise as limitless. He perceives no fixed boundary to human creativity and imagination, and no limit to how deeply and literally “meaning full” human life can become.

For Dewey, the quality of life mirrors its aesthetic depth, understood as the extent to which it embodies grace, artfulness and appreciation, whether in maintaining a home, a classroom, a business, or a government. The quality of life reflects its emotional maturity and attentiveness, which Dewey contrast with sentimentality or superficiality. Moreover, the quality of life displays its moral depth, which encompasses consideration of freedom, justice, compassion, humility, and personal as well as social responsibility. Finally, the quality of life mirrors its intellectual scope and discipline, the extent to which intelligence rather that caprice, routine, or blind habit guides its trajectory. For Dewey, a fulfilled life features a deepening of quality, however subtle, through each experience. Education constitutes the pathway of such a life (p.22).

The following excerpt is taken from, David T. Hansen (Ed). (2007). Ethical Visions of Education: Philosophies in Practice. NY: Teachers College Press.

Sadker, M.P., & Sadker, D. M. (2005). Teachers, schools, and society, (7th ed.). New York: McGraw-Hill.

Philosophy of Education- Chapter 12 Outline

What is a philosophy of education, and why should it be important to you?

Behind every school and every teacher is a set of related beliefs–a philosophy of education–that influences what and how students are taught. A philosophy of education represents answers to questions about the purpose of schooling, a teacher’s role, and what should be taught and by what methods.


How do teacher-centered philosophies of education differ from student-centered philosophies of education?

Teacher-centered philosophies tend to be more authoritarian and conservative, and emphasize the values and knowledge that have survived through time. The major teacher-centered philosophies of education are essentialism and perennialism.

Student-centered philosophies are more focused on individual needs, contemporary relevance, and preparing students for a changing future. School is seen as an institution that works with youth to improve society or help students realize their individuality. Progressivism, social reconstructionism, and existentialism place the learner at the center of the educational process: Students and teachers work together on determining what should be learned and how best to learn it.


What are some major philosophies of education in the United States today?

Essentialism focuses on teaching the essential elements of academic and moral knowledge. Essentialists urge that schools get back to the basics; they believe in a strong core curriculum and high academic standards.

Perennialism focuses on the universal truths that have withstood the test of time. Perennialists urge that students read the Great Books and develop their understanding of the philosophical concepts that underlie human knowledge.

Progressivism is based largely on the belief that lessons must be relevant to the students in order for them to learn. The curriculum of a progressivist school is built around the personal experiences, interests, and needs of the students.

Social reconstructionists separated from progressivism because they desired more direct and immediate attention to societal ills. They are interested in combining study and social action, and believe that education can and should go hand in hand with ameliorating social problems.

Existentialism is derived from a powerful belief in human free will, and the need for individuals to shape their own futures. Students in existentialist classrooms control their own education. Students are encouraged to understand and appreciate their uniqueness and to assume responsibility for their actions.


How are these philosophies reflected in school practices?

Essentialism and perennialism give teachers the power to choose the curriculum, organize the school day, and construct classroom activities. The curriculum reinforces a predominantly Western heritage while viewing the students as vessels to be filled and disciplined in the proven strategies of the past. Essentialists focus on cultural literacy, while perennialists work from the Great Books.

Progressivism, social reconstructionism, and existentialism view the learner as the central focus of classroom activities. Working with student interests and needs, teachers serve as guides and facilitators in assisting students to reach their goals. The emphasis is on the future, and on preparing students to be independent-thinking adults. Progressivists strive for relevant, hands-on learning. Social reconstructionists want students to actively work to improve society. Existentialists give students complete freedom, and complete responsibility, with regard to their education.


What are some of the psychological and cultural factors influencing education?

Constructivism has its roots in cognitive psychology, and is based on the idea that people construct their understanding of the world. Constructivist teachers gauge a student’s prior knowledge, then carefully orchestrate cues, classroom activities, and penetrating questions to push students to higher levels of understanding.

B. F. Skinner advocated behaviorism as an effective teaching strategy. According to Skinner, rewards motivate students to learn material even if they do not fully understand why it will have value in their futures. Behavior modification is a system of gradually lessening extrinsic rewards.

The practices and beliefs of peoples in other parts of the world, such as informal and oral

education, offer useful insights for enhancing our own educational practices, but they are insights too rarely considered, much less implemented.


What were the contributions of Socrates, Plato, and Aristotle to Western philosophy, and how are their legacies reflected in education today?

Socrates, Plato, and Aristotle are the three most legendary ancient Greek philosophers. Socrates is hailed today as the personification of wisdom and the philosophical life. He gave rise to what is now called the Socratic method, in which the teacher repeatedly questions students to help them clarify their own deepest thoughts.

Plato, Socrates’s pupil, crafted eloquent dialogues that present different philosophical positions on a number of profound questions. Plato believed that a realm of externally existing “ideas,” or” forms,” underlies the physical world.

Aristotle, Plato’s pupil, was remarkable for the breadth as well as the depth of his knowledge. He provided a synthesis of Plato’s belief in the universal, spiritual forms and a scientist’s belief in the physical world we observe through our senses. He taught that the virtuous life consists of controlling desires by reason and by choosing the moderate path between extremes.


How do metaphysics, epistemology, ethics, political philosophy, aesthetics, and logic factor into a philosophy of education?

Metaphysics deals with the nature of reality, its origin, and its structure. Metaphysical beliefs are reflected in curricular choices: Should we study the natural world, or focus on spiritual or ideal forms?

Epistemology examines the nature and origin of human knowledge. Epistemological beliefs influence teaching methods. “How we know” is closely related to how we learn and therefore, how we should teach.

Ethics is the study of what is “good” or “bad” in human behavior, thoughts, and feelings. What should we teach about “good” and” bad,” and should we teach that directly, or by modeling?

Political philosophy analyzes how past and present societies are arranged and governed and proposes ways to create better societies in the future. How will a classroom be organized, and what will that say about who wields power? How will social institutions and national governments be analyzed?

Aesthetics is concerned with the nature of beauty. What is of worth? What works are deemed of value to be studied or emulated?

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Think piece on transactional analys

rigt 2 pages

labsim-description-and-items

Assignment Details

The Unit 2 Discussion Board assignment has 2 parts. Complete the following for this Discussion Board.

Part I: LabSim Description and Action Items

Please refer to the following for information about accessing and using LabSim:

Click here for the instructions for the Unit 2 Lab tasks.

Consider one of the simulation activities that you performed in the Unit 2 Lab tasks. Describe your thoughts about completing such tasks on your personal computer from a system administration perspective. Be sure to identify the LabSim section and simulation section numbers that you are discussing.

Part II:

  • Information technology (IT) is an essential tool used by organizations to implement their business strategy. It is important to be aware of how technology is used within successful organizations. It is also good to understand the human element that comprises IT departments.

Read
this article to gain an understanding of how one company uses IT for success.

Complete the items in the following list and discuss your thoughts with the class. Focus your discussion on the following:

    1. Choose an organization that interests you, and research it in the Library. Another option is to choose an IT related article found in the Library describing challenges and issues associated with organizations. You may find helpful the Library Research Guide found here.
    2. Describe how your chosen organization uses technology to improve its business goals or discuss your chosen article describing IT related challenges.
    3. Identify one or two IT disciplines (information management, programming, networking, operating systems and security) that were needed to achieve their goal.
    4. Select one of the IT disciplines and identify the type of role involved (database administrator, programmer, network administrator, system administrator and security analyst).
    5. Consider your personal computer and describe how well you think it would perform in the event you were in the role described in step 4 above. Support your thoughts