Deposit Volatility Analysis, business and finance homework help

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For this assignment, write a 5-6page report examining deposits, the
major source of funds for depository institutions. The importance of
attracting and maintaining deposits as a stable and low-cost source of
funds cannot be overstated. In this assignment you will be comparing the
character of your bank’s JP Morgan Chase deposits across time its peer
group of banks. You will glean information concerning the cost and
stability of this source of funds and this assignment is used to
emphasize the importance of being able to attract funds in the form of
deposits, which is unique to banks and thrift institutions.

Deposit Volatility Data

Complete the following:

  1. Use
    the FDIC, Statistics on Depository Institutions Web site to create a
    four-column report of your bank’s information and peer group information
    across the years. Note: Use the pull-down menu to select Total Deposits and view this in Percentage to Total Assets.
  2. From the Total Deposits report collect information to break down deposits in several ways:
    • Total deposits into domestic deposits versus foreign.
    • Total deposits into interest bearing versus noninterest bearing deposits.
    • Domestic deposits into their basic types.

Analysis

For your analysis consider the following questions:

  • How has the reliance on deposits as a source of funds changed across the periods?
  • Has your bank relied more or less on depositors than the average bank in the peer group?

Use
the chart function in Excel to create four bar charts illustrating the
types of deposits supporting assets for your BHC and its peer group.

Write
your report about your bank’s use of deposits as a source of funds and
how it compares to its peers. Use your bar charts as a graphic and
incorporate tables from your Excel spreadsheets as references. Provide
inferences concerning interest costs and deposit volatility
(withdrawals) based on the data you have to interpret.

Inferences for the Industry

Based
on the analysis of the deposit volatility for this company, bank
management theory, as covered in course readings and research, what
strategies and recommendations can you offer for managing sources of
bank funds—especially those related to deposits? Provide support for
your position from relevant sources.

For this assignment I have chosen JP Morgan Chase as my bank to do the research on. 

https://www5.fdic.gov/sdi/main.asp?formname=compare

This website may be very helpful.