Historically, risk management has generally been limited to pure loss exposure, including property r

Historically, risk management has generally been limited to pure loss exposure, including property risks, liability risks, and personnel risks. Recently, many companies have begun to take a more holistic management approach to pure and speculative risk. Be sure to identify causal factors for change, risk management tools, and desired outcomes. Use at least two scholarly sources, in addition to the textbook, including a minimum of one from the Ashford University Library.