Loan portfolio analysis, assignment help

/in /by

For
this assignment, write a report comparing your banking
company JP Morgan Chase Bank to a peer group of large banks. The large
banks are defined as institutions with more than $10 billion in total
assets.

Loan Portfolio Data

Visit JP Morgan Chase Bank Web
site and look for both corporate and small business services, lending
in particular. Read everything you can about the instruments offered to
both the large business and small business borrower. Note: If you do not know the URL, use a search engine of your choice to find it.

Analysis

For your analysis consider the following questions:

  • What types of short-term credit does the lender offer the small business customer?
  • What types of long-term products are available for the small business customer?
  • What
    types of short-term credit does the institution offer the corporate
    customer? What types of long-term products are available?
  • What types of loans does the lender offer individuals and families?
  • What types of short term loans does the lender offer individuals and families? What types of long-term products are available?
  • What do you see related to syndicated loans?

Using
the chart function in Excel and data obtained from the banking
company’s balance sheet, create pie charts for at least two years
illustrating the banking company’s loan portfolio. Pay attention to the
following questions:

  • Has the composition of the loan portfolio changed over time?
  • Can you make any inferences concerning credit risk and/or interest rate risk exposure?

Then
use your pie charts to answer the question—How does the bank’s loan
portfolio compare to other very large banks (peer group)?

Based on your information, analysis, and pie charts, write your report (including graphics).

Inferences for the Industry

Based
on the loan portfolio analysis for this company, and bank management
theory, as covered in course readings and research, what strategies and
recommendations can you offer for managing loan portfolios and bank
liquidity? Provide support your position from relevant sources.

The company that i have chosen is JP Morgan Chase Bank

16 hours ago