Question 1 of 405.0/ 5.0 PointsThe practice of using fake business emails in order to trick users in

Question 1 of 405.0/ 5.0 PointsThe practice of using fake business emails in order to trick users into divulging personal data, such as usernames and passwords, is called: A. phishing. B. pharming. C. tweeting. D. censorship.Question 2 of 405.0/ 5.0 PointsThe use of publicly accessed servers to store users’ text photos, videos, and other data at remote sites, rather than on their own computers is called: A. business-to-business commerce. B. technology ripples. C. future shock. D. cloud computing.Question 3 of 405.0/ 5.0 PointsM-Commerce is facilitated primarily by: A. lap-tops. B. personal computers. C. mobile or cell phones. D. the government.Question 4 of 400.0/ 5.0 PointsAnother name for unsolicited commercial emails is: A. spam. B. junk e-mail. C. UCE. D. All of the aboveQuestion 5 of 405.0/ 5.0 PointsThe identification of human genes is critical to: A. early diagnosis of life-threatening diseases. B. new ways to prevent illnesses. C. development of drug therapies. D. All of the aboveQuestion 6 of 405.0/ 5.0 PointsIn some economically developed countries and most developing countries around the world, genetically modified food was: A. looked upon with caution but generally accepted. B. welcomed as a way to increase crop yields. C. rejected by most governments. D. viewed with extreme caution.Question 7 of 405.0/ 5.0 PointsThis term describes sensors and actuators that are embedded in physical objects – from roadways to pacemakers – and are linked through wired and wireless networks. A. Internet of Things B. Information Super Highway C. Mapping Network D. SmartgridQuestion 8 of 405.0/ 5.0 PointsWe are currently in which phase in the development of technology? A. Industrial B. Service C. Information D. SemanticQuestion 9 of 405.0/ 5.0 PointsIn 2008 the F.D.A. declared that food from cloned animals and their offspring was safe to eat but: A. imposed a voluntary ban on the sale of cloned animals. B. challenged the ethical basis of cloning. C. required vendors to label meat from cloned animals as “cloned.†D. outlawed the sale of cloned meat until further testing confirmed its safety,Question 10 of 405.0/ 5.0 PointsAccording to an investigation published in the Archives of Internal Medicine, since the digitalization of medical records: A. the rate of malpractice claims has increased dramatically. B. the rate of malpractice claims has decreased dramatically. C. the rate of malpractice claims has remained unchanged. D. It is too early to know.Question 11 of 405.0/ 5.0 PointsThe phase of technology that focuses on building material goods and manual labor is: A. agrarian. B. service. C. industrial. D. information.Question 12 of 405.0/ 5.0 PointsThe “Perfect Citizen†program, monitored by the National Security Agency, is designed to protect against cyber assaults focused on: A. websites for children. B. university and hospital records. C. electricity grids and nuclear power plants. D. personal home computers of U.S. citizens.Question 13 of 405.0/ 5.0 PointsA group of people who leap to the most dreadful conclusions while researching health matters online are called: A. hypochondriacs. B. cyberchondriacs. C. hyperchondriacs. D. internetchondriacs.Question 14 of 405.0/ 5.0 PointsWhich of the following countries is NOT one of the top 15 Internet users? A. Singapore B. United Kingdom C. China D. United StatesQuestion 15 of 405.0/ 5.0 PointsThe digital divide describes the gap between those: A. individuals who have technology and those who do not. B. businesses who use e-business and those who do not. C. hospitals who use online information and those who do not. D. individuals who have broadband technology and those who do not.Question 16 of 405.0/ 5.0 PointsIn 2005, the United Nations approved a declaration that: A. prohibited all forms of human cloning “inasmuch as cloning is incompatible with human dignity and the protection of human life.†B. called for the fate of therapeutic cloning to be determined by the individual nations. C. encouraged all forms of human cloning “inasmuch as cloning is incompatible with human dignity and the protection of human life.†D. prohibited reproductive cloning and mandated that further discussion on the issue be deferred for a couple of years.Question 17 of 405.0/ 5.0 PointsThe unmistakable economic and social force of technology is evident in every: A. part of the world. B. industry. C. aspect of our lives. D. All of the aboveQuestion 18 of 405.0/ 5.0 PointsThis program intends to bring lower-income Americans online by making broadband Internet access affordable for households with at least one child and an annual income below $29,000. A. Computers without Borders B. One Laptop per Child C. Connect to Compete D. Broadband for AllQuestion 19 of 405.0/ 5.0 PointsThe application of engineering to create materials on a molecular or atomic scale is: A. micro-biology. B. nanotechnology. C. micro-engineering. D. nano-atomic science.Question 20 of 405.0/ 5.0 PointsThe difference between a blog and a vlog is: A. vlogs are always paid for by companies; blogs are subsidized by the government. B. vlogs are video web logs while blogs are web-based journals. C. blogs have no ethical dilemma attached to them while vlogs have a blurred ethical line. D. people who vlog are required to disclose to the Federal Trade Commission any connection with the companies they vlog about, but bloggers are not.Part 2 of 2 -100.0/ 100.0 PointsQuestion 21 of 405.0/ 5.0 PointsIn some cases, businesses have banded together to agree on how they will treat their customers. This is called: A. code of regulation. B. consumer affairs doctrine. C. voluntary industry codes of conduct. D. industry action standards.Question 22 of 405.0/ 5.0 PointsA prime social responsibility of business is to safeguard consumers: A. while continuing to supply them with goods and services they want. B. while maintaining high profit margins. C. by supplying consumers with products at the lowest possible cost. D. by providing new technology.Question 23 of 405.0/ 5.0 PointsWhich of the following is (are) core rights of consumers? A. The right to safety B. The right to be represented C. The right to purchase D. All of the aboveQuestion 24 of 405.0/ 5.0 PointsConsumers have become more dependent on businesses for product quality because: A. the complexity of products makes choices complicated for consumers. B. instructions for use or care of products are provided in clear and simple language. C. their technical competence allows them to inspect the products thoroughly. D. competition has forced manufacturers to market lower-quality goods.Question 25 of 405.0/ 5.0 PointsAdvertising that is targeted to particular customers, based on their observed online behavior, is called __________ advertising. A. targeted B. tracking C. behavioral D. onlineQuestion 26 of 405.0/ 5.0 PointsWhich of the following is NOT an instance of “insider trading� A. An auditor using nonpublic information about the company to invest in its stock B. A marketing executive briefing stock analysts on the company’s sales performance C. The CEO’s cousin buying stock after the CEO mentioned a pending offer to buy the company D. A stock broker passing an “inside tip†to a client, but not trading for his or her own accountQuestion 27 of 405.0/ 5.0 PointsWhich if the following is NOT a legal right of stockholders? A. To vote on members for the board of directors B. To vote on major mergers and acquisitions C. To vote on changes in the corporate charter and proposals D. To vote on who will become chief executive officer (CEO)Question 28 of 405.0/ 5.0 PointsUnder what legal doctrine does a firm bear legal responsibility for injuries caused by something it made or sold, whether or not it was negligent or breached a warranty? A. Strict liability B. Product liability C. Consumer liability D. Supplier liabilityQuestion 29 of 405.0/ 5.0 PointsReports filed with the SEC provide information on a company’s: A. sales and earnings. B. depreciation by line of business. C. details of foreign operations. D. All of the aboveQuestion 30 of 405.0/ 5.0 PointsThe “agency problem†arises when: A. owners manage the company on their own behalf. B. there is no separation of ownership and control in a company. C. managers act in their own interest, rather than in the interest of shareholders. D. shareholders act in their own interest, rather than in the interest of the board.Question 31 of 405.0/ 5.0 PointsOne alternative to product liability lawsuits is called: A. limited resolution. B. punitive damages reform. C. alternative dispute resolution. D. consumerism.Question 32 of 405.0/ 5.0 PointsWhen businesses adopt voluntary policies for protecting the privacy of individuals’ information disclosed during electronic transactions, this is called: A. industry self-regulation. B. privacy legislation. C. consumer self-help. D. business privacy regulation.Question 33 of 405.0/ 5.0 PointsThe board committee that administers and approves salaries and benefits of high-level managers in a company is called the __________ committee. A. executive B. human resources C. nominating D. compensationQuestion 34 of 405.0/ 5.0 PointsThe mission of the Securities and Exchange Commission (SEC) is to: A. protect shareholders’ rights by making sure that stock markets are run fairly. B. protect companies from hostile takeovers. C. ensure that institutional investors do not take control of company management. D. ensure that the federal treasury receives its share of the revenues from stock trading.Question 35 of 405.0/ 5.0 PointsOnline shoppers have always been concerned that: A. they receive online ads for products similar to the ones they bought earlier on the Web. B. their favorite Web sites provide a large variety of products and services. C. the government might become overly involved in protecting consumer privacy. D. information they reveal in the course of a sales transaction might be misused.Question 36 of 405.0/ 5.0 PointsIn the United States, which of the following agencies enforces the laws prohibiting deceptive advertising? A. Congress B. Consumer Product Safety Commission C. Federal Trade Commission D. Department of JusticeQuestion 37 of 405.0/ 5.0 PointsWhich organization brings together 300 nonprofit groups to espouse the consumer viewpoint? A. Consumers Union B. Consumer Federation of America C. National Consumer League D. Public CitizenQuestion 38 of 405.0/ 5.0 PointsThe act that requires lenders to inform borrowers of the annual rate of interest to be charged, plus related fees and services charges, is called the: A. Consumer Protection Act. B. Product Safety Act. C. Predatory Mortgage Act. D. Truth in Lending Act.Question 39 of 405.0/ 5.0 PointsA reason for institutions becoming more assertive in promoting the interests of their member investors is: A. it is difficult for institutions to sell their holdings. B. their members want them to. C. institutions have greater flexibility in selling stocks. D. institutions have nominated members on the finance committee of the board of directors.Question 40 of 405.0/ 5.0 PointsWhich of the following statements is NOT true about the organization Consumer Reports? A. It is involved in activities promoting the interests of consumers. B. It conducts extensive tests on selected consumer products and services. C. It is supported by the federal government. D. It publishes the results of tests, with ratings on brand-name basis, in its magazine.