The reforms introduced by the Health Insurance Portability and Accountability Act of 1996 (HIPAA)a-a

The reforms introduced by the Health Insurance Portability and Accountability Act of 1996 (HIPAA)a-affect the large and small group markets, and the individual health insurance market.b-affect renewability, limits on preexisting conditions, and portability.c-require insurers in the individual market to make coverage available to eligible individuals on aguaranteed issue basis.d-require that products in the small group market be available on a guaranteed issue basis.e-all of the above.