University of Phoenix Material Case Study Comparisons…

University of Phoenix Material Case Study Comparisons
Part 1
Complete the chart below that differentiates the following insurance types. Include 5 to 7 characteristics, as well as the target audience, for each identified plan type. Plan Type
Characteristics of Plan Target Audience for Plan Indemnity Plan
Preferred Provider Organization (PPO)
Health Maintenance Organization (HMO)
Consumer Directed Health Plan (CDHP)
Medicaid
Medicare

Part 2
Review the following insurance plans and then answer the questions below. Services Bronze Silver Gold Monthly cost $163 $194 $245 Deductible $6,000 $4,000 $1,000 Primary care $35 co-pay for three visits, then 20% of co-insurance $30 co-pay/provider/day $20 co-pay/provider/day Specialist visit $70 co-pay for three visits, then 20% of co-insurance $60 co-pay/provider/day $40 co-pay/provider/day Preventive care/screening/immunization No charge No charge No charge Diagnostic test (x-ray, blood work) $35 co-pay or 20% of co-insurance if co-pay limit is reached Office visit co-pay or 20% of co-insurance Office visit co-pay or 20% of co-insurance