Finance-questions

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Question 15 pts

A ____________ is a document ordering a ____________ to pay a stated sum of money from a person’s account to another person.

Flag this QuestionQuestion 25 pts

The ____________ of a check is the ____________ on its back, authorizing its deposit or cashing.

Flag this QuestionQuestion 35 pts

Select the information that is NOT included when writing a check.

Flag this QuestionQuestion 45 pts

Technology has made banking transactions easier and faster by means of:

(Select all that apply)

Flag this QuestionQuestion 55 pts

In a check, the routing number identifies the ____________, and the account number identifies the ____________.

Flag this QuestionQuestion 65 pts

In this check, the number 243 in the lower left corner is the:

Flag this QuestionQuestion 75 pts

A checkbook register is used to record ____________.

Flag this QuestionQuestion 85 pts

The initial balance in a checking account is $ 2,500. After paying a bill for $ 150, depositing a check for $ 200, withdrawing $ 70 using an ATM, transferring $ 1,000 to a savings account, and receiving a direct deposit for $ 1,020, what is the final balance in that checking account ?

Flag this QuestionQuestion 95 pts

Select all the pros that apply to the use of debit cards.

Flag this QuestionQuestion 105 pts

When writing a check, make sure NOT to ____________.

Flag this QuestionQuestion 115 pts

The present value of an investment is $ 20,000 and the interest earned is $ 575.

What is the future value of the investment ?

Flag this QuestionQuestion 125 pts

An investment of $ 40,000 earns simple interest at a rate of 7 % for 5 years.

Find the total interest earned.

Flag this QuestionQuestion 135 pts

The formula

LaTeX: FV:=:PV:cdot:left(1:+:frac{APR}{n}right)^{:n:cdot:t:}

FV=PVâ‹…(1+APRn)nâ‹…t

is used to calculate the ____________.

Flag this QuestionQuestion 145 pts

The present value of an investment is ____________.

The future value of an investment is ____________.

Flag this QuestionQuestion 155 pts

In the formula

LaTeX: FV:=:PV:cdot:left(:1:+:frac{APR}{n}right)^{:n:cdot:t:}

FV=PVâ‹…(1+APRn)nâ‹…t

the variable n represents ____________.

Flag this QuestionQuestion 165 pts

A 10 year investment of $ 45,000, earning at a rate of 8 %, compounded monthly, has a future value of ____________.

Flag this QuestionQuestion 175 pts

How much do you need to invest today, for the investment to grow to $ 20,000 in 5 years, if the APR is 4 %, compounded daily ?

Flag this QuestionQuestion 185 pts

What is the monthly payment for a car loan of $ 32,000 and an APR of 5 % for 4 years ?

Flag this QuestionQuestion 195 pts

An investment of $ 7,000 pays an interest of 8 %, compounded continuously for 12 years.

How much is in the account at the end of the investment ?

Flag this QuestionQuestion 205 pts

Using the Rule of 70, estimate how long it takes for an investment to double if the APR is 5 %.

Explain-the-difference-between-individual-and-institutional-discrimination-giving-examples-of-each-

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  1. Explain the difference between individual and institutional discrimination, giving examples of each type of discrimination. Then explain how these forms of discrimination are different from prejudice and stereotypes.Write an essay response of 250-300 words. In your response, be sure to refer to specific concepts from the readings, lecture notes, and/or discussions, and use these concepts to support your points. Please state the question prior to your answer.

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Week 6 Written Assignment




Content


  • Week 6 Written Assignment

    Note: Please check the syllabus for all assignment due dates.Week 6 Written Assignment____________________________________________Read the ARTICLE_Week5_The Space Shuttle Challenger Disaster case located in your course resources folder (located at Start Here).
    Prepare your case analysis of the Challenger disaster.
    Your case study should be a graduate-level APA paper and in “case study format” (see handouts in course resources folder at Start Here link).


  • VIDEO: 7 Steps to Writing a Business Case – A 3-Minute Crash Course


  • Week 6 Written Assignment

    Click on the link directly above entitled “Week 6 Written Assignment” to submit your Week 6 Written Assignment to receive a grade. You have 3 chances to upload your assignment, return to check the SafeAssign score, make corrections if needed, and press START NEW for the next upload. When you are satisfied with the last upload, stop submitting. The last submission will be graded. When you select START NEW, you will lose access to the previous versions and their SafeAssign scores. So, copy these if you need them while you are making corrections.

Reading-Papers-Forum-Mercy-Gresham-on-Internet-Pornography-and-the-Teenage-Brain

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This is the second forum in which you’ll comment extensively and analytically on a paper written by a student. This paper is a paper written by one of my own students from two semesters ago.

Please remember: there are three primary ways that writers get better at writing: 1) they write often, 2) they get honest reactions from readers of their writing, and 3) they read a lot, especially of the kinds of writing they want to do well. This activity is where you aim to do focused practical reading of an example of a research paper by Mercy Gresham entitled “How Pornography Affects the Brain.” This paper can be found as a PDF in Module 3 and found as an attachment at the bottom of these directions.

The questions for this activity are what exactly is this paper doing? What is its design? How does it work?

The goals of this activity is a) to practice close analytic reading from the perspective of a writer, b) to see what a paper can look like, and c) to sharpen your analytical reading of academic argument.

  • Always aim to use paragraphs (Note: paragraph = 5-8 sentences), complete sentences, and well-developed thoughts.

1. A well-executed academic paper generally begins with a problem it wants to tackle. But Gresham’s introduction seems to have more than one problem. So what’s the best way to understand how she structures her introduction? And what exact problem is she addressing (and what’s the other problem)?

2. Surely, if pornography is bad, it’s bad for everyone. So how exactly does Gresham justify her focus on adolescents? Is it convincing? Why or why not?

3) She uses the words of Ted Bundy, a serial killer, as support for her argument. Why should we trust the view of a serial killer? Does Gresham take Bundy at his word? How does she want us to take Bundy’s claim?

4) How is Judith Hill’s position supposed to support Gresham’s argument? What does Hill’s idea do for Gresham? Be VERY specific here. Do you agree with how others characterize how Hill supports Gresham?

5) How do the results of the study on the ”Massive Exposure Group” support (if it does) or challenge (if it does) Hill’s position? Explain in detail. Do you agree with what others claim about this relationship between the study and Hill’s view?

6) Gresham notes, in her concession, that the psychoanalytic position offers a kind of “defense” for pornography. What is that defense and how does Gresham refute it? Is Gresham right about the psychoanalytic view being a mistake?

7) Where do you see really good uses of the “They Say, I Say” technique for using sources? Do you see places she’s especially good at it? How about points in her paper where the technique doesn’t work very well?

should-an-employee-be-required-to-reinstate-an-unlawfully-terminated-employee-even-when-that-person

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Complete analysis on the case study. Answer both questions in the case study and write 600 words or more for each question (1200 total). Please make sure you use proper academic resources at the end, using APA standards for each answer source. A minimum of two outside sources are required.

CASE STUDY:

Following a representation election campaign in which the union was elected by a majority vote to represent a group of company employees, the employer was found guilty of unlawfully discharging 20 employees during the election campaign for engaging in lawful union organizing activities. The employer entered into a voluntary settlement agreement with the National Labor Relations Board (NLRB), agreeing to reinstate and pay a certain amount of back pay to each illegally discharged person. After the NLRB reviewed approved the proposed voluntary settlement agreement, the employer refused to comply with the terms of the agreement it had negotiated with the NLRB because the company claimed to have evidence that many of the affected individuals were illegal immigrants. According to the employer, if the affected individuals were to be reinstated, the employer would be in violation of both federal (Immigration and Reform Control Act of 1986) and state (the Legal Arizona Workers Act) immigration laws. Both of these laws prohibit the hiring of unauthorized aliens.

The general counsel of the NLRB petitioned the court for an order enforcing the terms of the voluntary settlement agreement. The employer originally hired these individuals and admitted illegally discharging them during the course of the union organizing campaign. The employer voluntarily entered into the settlement agreement approved by the NLRB and did not at the time raise any claim that the affected individuals were illegal aliens. In order to effectively remedy an unlawful discharge by putting the individual back in the place they should have been absent their unlawful termination, reinstatement to their former job or a substantially equivalent one and compensation in the form of back pay for economic losses suffered as a direct result of the illegal employer action is an appropriate remedy and should be enforced by the court.

As a matter of public policy, should an employee be required to reinstate an unlawfully terminated employee even when that person is an illegal alien? Explain your reasoning. 600 word minimum required for this question and a minimum of two scholarly sources cited, with proper APA standards for the references at the end of each answer.

In this case, is it possible for the court to enforce the voluntary settlement agreement between the employer and the NLRB without violating any immigration laws? Explain your reasoning. 600 word minimum required for this question and a minimum of two scholarly sources cited, with proper APA standards for the references at the end of each answer.

police-Discretion-Project-1-Resource-Research-and-Review

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Project 1: Resource Research and Review

Project 1 is designed to help prepare you for the final project at the end of the semester. You will notice that, for your final project in this course, you will be asked to trace a crime or criminal incident through the adult criminal justice system, from initial arrest to the eventual return to the community following incarceration. As you work on the final project, you will encounter numerous decision points or stages in the system. Project 1 will assist you in preparing for your final project by introducing you to topic research. You may then use the results of this project to support your final project paper.

Project 1 Assignment:

Using the designated topic listed below (see, Topics), you will search the UMUC Library Services databases and the Internet for resource material that explains, clarifies, critiques, etc. the topic.

1. Your Resource Research and Review project must contain four (4) outside sources (not instructional material for this course), at least two of which must come from the UMUC Library data base (these are attached for your reference).

2. Locate books, periodicals, and documents that may contain useful information and ideas on your topic. You may conduct your research with the assistance of a UMUC librarian, reviewing your own personal materials on the topic, using the Internet, visiting an actual library, etc. and reviewing the available items. Then, choose those works that provide a variety of perspectives on your topic.

Note: You can connect to Library Services by using the Library link under RESOURCES in the Classroom task bar, or link directly to the UMUC Library Guide to Criminal Justice Resources link in CONTENT

3. Type the reference “citation” information for the book, article, or document using the American Psychological Association (APA) formatting standards. (There are links to APA format standards under Library Services.)

4. Each reference is to be followed by the annotation. The purpose of the annotation is to inform the reader of the relevance, accuracy, and quality of the sources cited. Creating an annotated bibliography calls for a variety of intellectual skills: concise exposition, succinct analysis, and informed library research.

5. Write a concise annotation (150 words) for each reference that summarizes the central theme and scope of the book, article, or document. This must include:

a) briefly, in your own words, describe the content of the article

b) compares or contrasts the work with at least one other article in your research review

Topics

Select ONE of the following topics for all four (4) of your resources.

(Note: Other topics may be submitted to your instructor for prior approval.)

Student‘s Last Name A or B: Police discretion – PLEASE USE THIS TOPIC

Student‘s Last Name C or D: Community corrections/intermediate sanctions

Student‘s Last Name E or F: Police corruption (use/abuse of force, bribery, etc.)

Student‘s Last Name G, H, or I: Preventive detention and bail

Student‘s Last Name J or K: Plea bargaining tactics of the prosecutor

Student‘s Last Name L or M: Plea bargaining tactics of the defense attorney

Student‘s Last Name N, O, or P: Jury selection

Student‘s Last Name Q, R, S, or T: Issues with evidence (DNA, eyewitness testimonies, direct vs. circumstantial, etc.)

Student‘s Last Name U, V, W, X, Y or Z: Constitutionality of the death penalty or life without parole

Format

The project paper should begin with an introductory paragraph and end with a concluding paragraph

Each annotation should contain approximately 150 words

Double space, 12 pt. font, 1” margins

Cover page for your assignment

· Include your name

· Course title and number

· Project title

· Topic selected

· Date of submission

Supportive Resources:

Support Resources

http://owl.english.purdue.edu/owl/resource/614/03/ https://library.bethel.edu/class/tutorials/writ-cit/1001APA_Ann_Bib_6thEd

https://owl.english.purdue.edu/owl/resource/614/01/

http://olinuris.library.cornell.edu/ref/research/skill28.htm

www.iupui.edu/ (Search on Annotated Bibliography)

UMUC Citation tutorial:

http://www.umuc.edu/library/libhow/apa_examples.cfm

Complete-Consumer-Math-discussion-NO-PLAGIA5ISM

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Credit Cards

Sharese thinks that it is about time for her to get a credit card. She would like to buy a car in the not-too-distant future and knows that she needs to establish a credit history. She has received several offers in the mail and has downloaded offers from several card companies from card websites. As she reviews the various offers, she finds that the process of evaluating cards is more complicated than she expected.

To help her out please answer the following questions:

  1. What questions should a consumer ask before accepting a credit card?
  2. What are the advantages of building a good credit history?
  3. What are the disadvantages of having access to credit?

Calculate-weighted-average-cost-of-capital-WACC-accounting-homework-help

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Scenario: You work for an investment banking firm and have been asked by management of Vestor Corporation (not real), a software development company, to calculate its weighted average cost of capital, to use in evaluating a new company investment. The firm is considering a new investment in a warehousing facility, which it believes will generate an internal rate of return of 11.5%. The market value of Vestor’s capital structure is as follows:

Source of Capital

Market Value

Bonds

$10,000,000

Preferred Stock

$2,000,000

Common Stock

$8,000,000

To finance the investment, Vestor has issued 20 year bonds with a $1,000 par value, 6% coupon rate and at a market price of $950. Preferred stock paying a $2.50 annual dividend was sold for $25 per share. Common stock of Vestor is currently selling for $50 per share and has a Beta of 1.2. The firm’s tax rate is 34%. The expected market return of the S&P 500 is 13% and the 10-Year Treasury note is currently yielding 3.5%.

Determine what discount rate (WACC) Vestor should use to evaluate the warehousing facility project. Calculate the Weighted Average Cost of Capital using the Capital Asset Pricing Model (CAPM)

Show all calculations and analysis. I have attached the Excel template needed to complete this assignment. I have also attached a Microsoft Word Document to show all calculations.

Chaucer-Knights-Tale-Quiz

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Read Chaucer: Knight’s Tale then answer the questions. https://edu.americanhighschool.org/cdn/1/24130/Can…

1) What does Palamon say to support his greater claim to love Emily, over Arcite?

a. Palamon met Emily first

b. Arcite is crippled and therefore unworthy

c. Palamon is the older brother

d. Emily is in love with Palamon

2) What has tortured Arcite?

a. His feelings about Theseus

b. Knowing he cannot be king

c. The depth of his love for Emily

d. The killings at Thebes

3) What sentence do the princes receive at Thebes from Theseus?

a. Life in prison with no chance of release

b. A life of slavery

c. Exile from their home country

d. Execution

4) Why does Theseus attack Thebes and kill Creon?

a. Creon was gathering an army to attack Athens

b. Theseus and Creon were brothers who hated each other

c. Creon had forbidden the Thebian women from burying their dead

d. Creon killed Theseus’ father

5) Who ends up marrying Emily?

a. Arcite

b. Theseus

c. Creon

d. Palamon

6) Which passage shows the influence of the gods on the outcome of the duel between Arcite and Palamon?

a. The altar fires began to burn so bright / That Mars’s temple soon was all alight.The floor gave up an odor sweet and grand.

b. The statue’s hauberk then began to ring, / And with the sound was heard a murmuring: Though low and dim, and word was “Victory!”

c. A Fury sent from Pluto bounded right / Out of the ground (sent by request, of course, / Of Saturn), which so frightened Arcite’s horse / It turned and reared

d. “Mine’s the ruin of many high built halls, / The falling of the towers and the walls / On carpenter and miner.”

7) Which passage best illustrates the chivalrous behavior Arcite exhibits toward Palamon, just before his death?

a. But I bequeath the service of my spirit / To you above all creatures on the earth, / Since now my life must end, for what it’s worth.

b. In all this world right now I know of none / So worthy to be loved as Palamon, / Who serves you and will do so all his life.

c. Alas, the woe, alas, the pain so strong / That for you I have suffered for so long!

d. Accept, I pray, my humble sacrifice.

8) Which passage explains why Arcite is upset when he is released from prison?

a. Fate’s passed to you the dice to seek the prize, / You have her sight, which I no more shall see.

b. Of sleep and meat and drink he had so little / That lean and dry he grew, shaftlike and brittle; / His eyes were hollow, ghastly to behold, / His sallow skin like ashes pale and cold…

c. Now when he had endured a year or so / This cruel torment, all this pain and woe…

d. So feeble were his spirits and so low / That, if he spoke, no man would ever know / Him by his speech or voice, he had so changed.

9) Which passage gives us information about Theseus’ economic or social status?

a. That land was won, the realm of Femeny / By Theseus and by his chivalry…

b. This duke of whom I spoke, when he almost / Had reached the gates of town with all his host, / In such high spirits and so full of pride…

c. Of Athens he was lord and governor, / And in his time was such a conqueror

d. This worthy Theseus, when he had slain / Creon and captured Thebes, chose to remain / Upon the field that night to take his rest…

10) The idea of courtly love connects to the idea of “lovesickness”, the physical effects of unrequited love. Which passage best illustrates how this affects Arcite after his banishment?

a. “In earnest,” Arcite said, “is what I say! God help me, I’ve no mind for joking now.”

b. “Why did you cry? Has someone done you wrong? / For God’s love, it’s the patient gets along / In prison, that’s the way it has to be.”

c. He picked up a large mirror then to see / The great change in his color, the degree / To which his face looked like another kind.

d. Though death be dreaded, I’ll be seeing there / My lady whom I love and serve, and I / Shall not, in her dear presence, fear to die.”

write-a-discussion-One-of-the-first-things-I-learned-after-being-appointed-president-of-Strong-Memorial-Hospital-in-Rochester-NY

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One of the first things I learned after being appointed president of Strong Memorial Hospital in Rochester, NY, was to deal openly with patients and families (and the community) when we made mistakes. Here’s one example that has always stuck with me: A 6-year-old patient with a defect in bowel function was hospitalized for severe constipation. He was given a dose of neostigmine (a drug that helps muscles contract and relax to move food through the system) that was 10 times the normal amount because of a decimal point error made by the resident who ordered the drug. Instead of 0.4 mg, the patient received 4.0 mg. Tragically, the patient died the same day from the overdose. My human resources director advised me to immediately hold a press conference to announce our mistake. I did. The conference lasted for two hours and centered on reporter questions about why the resident and nurse had not been fired. I explained that both were highly regarded and that the problem was a “system” problem, not a problem of an incompetent physician or nurse. I explained that we should have a fail-safe system in place to prevent such a mistake. (Today, hospitals have electronic medication error avoidance systems. We didn’t have that in 1984.) I indicated to the reporters that we would be examining the medication administration procedures in place from the point the medicine is ordered to the time it was given, and would put in place a procedure or procedures to ensure that such an error would not happen again. This story contrasted sharply with an experience I had with a wealthy patient from Geneva, Switzerland, who came over to the states each year for a comprehensive examination. Before coming to Rochester after his overseas flight, his routine was to spend a few days in New York City and visit friends. On one such annual trip, he fell while walking along a street in New York, fracturing his pelvis. He was admitted to a well-known hospital and spent three weeks recovering in bed. After three weeks, I received a call from him asking to be transferred to Strong Memorial Hospital in Rochester. He was unhappy with his care, indicating that no one seemed to be attending to him. We arranged the transfer and, when I saw him that afternoon, I was astounded to find that he had a pressure ulcer on his heel that was an inch deep. The ulcer wouldn’t heal, so I secured a vascular surgeon to perform arterial bypass surgery. The surgery, which improved circulation in the patient’s leg, was successful and, after a period of weeks, the ulcer healed completely. I wrote a letter to the president of the New York hospital to discuss the patient’s care. Some weeks later, after not receiving a response, I called his office. I was transferred to the hospital lawyer. I indicated the reason for the call and asked why I had not received a response. He said, “Oh, we would never acknowledge a mistake. We might get sued.”

Discussion Questions

1. What is the difference between the two stories? Why do you think they were handled differently?

2. Pretend you were a reporter at the first press conference. What question would you ask the CEO? Why?

3. How would you respond to the lawyer in the second story?

4. Why is transparency important after a medical error?

5. Have you ever made or observed an error involving a patient? Was the patient harmed? How did you handle the error?