Module 05 Written Assignment – Measuring Market Risk

/in /by

In this assignment you will assume the role of a senior analyst hired by a fictitious company, Premium Acceptance, a midsized property insurance carrier. Premium Acceptance is performing well with respect to several key performance indicators, including policies in force, policy retention, and new business counts.

However, the company’s bottom line has been hindered due to poor loss ratios. A loss ratio is simply the difference between the ratios of claims paid by an insurance carrier and the ratio of premiums paid. The board of directors depends on the ability to forecast loss ratios, which in turn enables them to forecast profitability metrics to the shareholders. The organization will now consider implementing the use of statistics for measuring risks.

For this assignment, you will write a minimum three-page paper (not including APA title or references pages). In this paper, please address the following:

  • Provide a general overview of statistics and how they support the risk assessment process.
  • Discuss at least two statistical tools that can be employed to measure risk.
  • Convey which tool best serves the company’s purposes and explain why it is.
  • What are the ramifications of the organization electing not to use statistics in this process?

Financial Management, Accounting Assignment Homework help

/in /by

  • Looking for some serious help in Financial Management assignment.  I needed honest and willing to meet my dead
    line.  Instruction as     following questions
    using grammatically correct language and appropriate APA citations.     All questions need to be answer and with
    APA citations    . All material MUST come from the book only. (The book that used is Finance
    by Cornett, Adair, & Nofsinger, 2016).  Chapter 1 Introduction to Financial Management, pages 2-21, and Chapter 6 Understanding
    Financial Markets and Institutions, page 128-159.     There
    are some hints and suggestions for certain questions in this assignment.

  • Complete the following problems and answer the following
    questions, as applicable:

    Question 1: Hint/Suggestions
    There are 4 major sub-area of finance to
    be listed in responding to last part of this question #1.  The first of the major sub-areas discussed in
    the M: Finance text is     “Investments”

    Proficient-level: Define
    the terms finance and financial management, and identify the
    major sub-areas of finance.

    Distinguished-level: Describe the nature of risk.

    Question 2:

    Proficient-level:
    “What are the three basic forms of business ownership? What are the
    advantages and disadvantages to each?” (Cornett, Adair, & Nofsinger,
    2016, p. 21).

    Distinguished-level:
    Discuss the advantages and disadvantages of each of the three basic forms of
    business ownership to access capital.

    Question 3:

    Proficient-level: Define
    the terms agency relationship and agency problem, and list the
    three approaches to minimize the conflict of interest resulting from the agency
    problem.

    Distinguished-level:
    Describe the role of corporate governance.

    • Question 4:

      Proficient-level:
      “Why is ethical behavior so important in the field of finance?”
      (Cornett, Adair, & Nofsinger, 2016, p. 21).

      Distinguished-level:
      Provide examples of financial scandals.

      Question 5: Hint/Suggestion:
      To effectively respond to this question, re-review the text’s FIRM goals section
      covered on pages 13 and 14 of the M: Finance text.  Support your opinion based on textual
      information.

      Proficient-level:
      “Does the goal of shareholder wealth maximization conflict with behaving
      ethically? Explain” (Cornett, Adair, & Nofsinger, 2016, p. 21).

      • Distinguished-level:
        Explain the meaning of Adam Smith’s term, invisible hand.

        Question 6:
        Hint/Suggestion IBM issuing $200 million of new common stock is an example of a
        transaction in the Primary Market.

        Proficient-level:
        “Classify the following transactions as taking place in the primary or
        secondary markets:

        IBM issues $200 million of new common stock.

        The New Company issues $50 million of common stock in an IPO.

        IBM sells $5 million of GM preferred stock from its marketable
        securities portfolio.

        The Magellan Fund buys $100 million of previously issued IBM
        bonds.

        Prudential Insurance Co. sells $10 million of GM common
        stock” (Cornett, Adair, &
        Nofsinger, 2016, p. 154).

        Distinguished-level:
        Provide five correct responses.

        Question 7: Hint/Suggestion-
        Federal Funds is financial Instrument classified as a Money Market security.

        Proficient-level: “Classify the following financial
        instruments as money market securities or capital market securities:

        Federal Funds.

        Common Stock.

        Corporate Bonds.

        Mortgages.

        Negotiable Certificates of Deposit.

        U.S. Treasury Bills.

        U.S. Treasury Notes.

        U.S. Treasury Bonds.

        State and Government Bonds” (Cornett, Adair, &
        Nofsinger, 2016, p. 154).

        Distinguished-level:
        Provide nine correct responses.

        Question 8: Hint/Suggestion
        Make sure you respond to each of the 7 different types of financial
        institutions reviewed in Table 6:3 of the M: Finance text

        Proficient-level:
        “What are the different types of financial institutions? Include a
        description of the main services offered by each” (Cornett, Adair, &
        Nofsinger, 2016, p. 154).

        Distinguished-level:
        Provide a definition of the term, liquidity.

        Question 9:

        Proficient-level: “List and provide the definitions of the
        six factors that determine the nominal interest rate on a security”
        (Cornett, Adair, & Nofsinger, 2016, p. 154).

        Distinguished-level:
        Identify the two factors common to all financial securities.

        Question 10:

        Proficient-level:
        Define the concept, term structure of interest rates. List and describe the
        three theories explaining the shape of the term structure of interest rates.

        Distinguished-level:
        Identify the slope of the most common yield curve for a U.S. Treasury security.

        Question 11:

        Finance is both an art and a science that involves managing
        money and valuing things. Chapter 1 in the M: Finance textbook by
        Cornett, Adair, and Nofsinger provides an introduction to finance and financial
        management. Review Chapter 1, with particular emphasis on the “Finance in
        Business and in Life,” and “The Financial Function” sections of
        this chapter.

        Define the term finance, in your own words.

        Describe areas in which you currently make financial decisions.

        Share an example or two of both good and bad financial decisions
        you have observed.

        Explain how the study of the principles of finance might improve
        both your professional and personal financial decisions.

        Note:  Only use the
        material in the book Finance by Cornett, Adair, & Nofsinger, 2016.

Internet Marketing Question

/in /by

It’s a project of Electronic commerce:

ECOM 322: Social Media Marketing

Project Assignment

In this project, you will work individually to provide social media consulting. You own a Social Media consulting company, and your company has been selected to work with a new Saudi organization (business or non-profit) of your choice (select a business of any industry).

The selected business has decided to launch a New Product and Mobile App campaigns on social media. And they are planning to market and present their products or services on social media such as Instagram, Twitter, Snapchat, Foursquare, Facebook, YouTube and Blog…. etc.

For this part of the assignment, you need to write a report that describe the following aspects of the business.

1.Brief overview [Brand Summary & Social Media Accounts] [1.5 marks]

2.Audit your social media platforms performance [2 marks]

3.Social media benchmarking [3.5 marks]

4.Define your social media marketing goals (based on launching a new Product and Mobile App campaigns) [1.5 marks]

5.Research your target audience [1.5 mark]

6.Develop your social media brand/business standards [2 marks]

7.Implementation [Content Ideas: for each campaign] [4.5 marks]

8.Evaluation and Measuring [1.5 marks]

9.Budget [1 mark]

10.Conclusion [1 mark]

11.Reference list.


Assignment Guidelines:

§Your Assignment must include:

§A title that well represents the content of your report.

§Table of contents.

§An opening paragraph.

§The main body of your report, which required analyzing a company’s use of social media [All points must be related to the concepts raised throughout the course].

§A “References” section listing all sources included. And ensure that you follow the APA style in your report.

§The minimum number of required references is 5.

§Use Times New Roman, 12 font size, 1.5 line space and adjusted text.

§A mark of zero will be given for any submission that includes copying from other resource without referencing it.

§Your report length should be between 2000 to 2400 words.

§Assignment must be in word format only no PDF.

§Your file should be saved as: Your Name – CRN – ECOM322-Project Assignment – Part 1.doc

§You must check the spelling and grammar mistakes before submitting the assignment.

§Up to 20% of the total grade will be deducted for providing a poor structure of assignment. Structure includes these elements paper style, free of spelling and grammar mistakes, referencing and word count.

Citations:

§Any information that you use in your SMMP that has been derived from a published source (including our textbook) must be properly cited.


Avoid plagiarism from others in same assignment.



Three question research, statement, problem

/in /by

1- Problem statement: Inequity on disparity with males and females students in technology classes.

Provide 2 paragraph with articles supporting this statement. With evidence that provides justification for this issue in education. Provide 4 citations that highlight the relevance and currency of this problem.

2-Purpose statement: This study is to explore the perception of Computer science’s high school teachers on the disparity with female and male students in their classrooms.

Present a concise, 1 paragraph statement on the overall purpose above. The study serves as the connection between the problem being addressed and the focus of study.

a) In a quantitative studies, state WHA NEEDS BE STUDIES by describing 2 or more factors(variables) and a onjectured relationship among them related to the identified gap in problem.

b) In qualitatives studies, describe the NEED FOR INCREASED UNDERSTANDING ABOUT THE ISSUE to be studied, based on the identified gap or problem.

c) In mixed-methods studies, with both quantitative ans qualitative aspects, clarify HOW THE 2 APPROACHES WILL BE USED TOGETHER TO INFORM THE STUDY.

3- RESERCH: List possible research questions that show potential to adress your stated problem, which will lead to the development of WHAT NEEDS TO BE DONE IN THIS STUDY AND HOW IT WILL BE ACCOMPLISHED. RECALL that”

a) The research question should not be too broad or too norrow.

b) The research question must be researchable

c) The research question should be neutral and not leading

d)The research question must be directly investigable using the research tools at hand.

e) The research question avoids yes/no questions NO MATTER WHAT APPROACH

f) Reasearch questions often begin with ” HOW” or “WHAT”

g) References included APA- format

****** PLEASE FOLLOW ALL INSTRUCTIONS*****

12–16 slides with 75–150 words of speaker notes + at least 2 scholarly resources

/in /by

12–16 slides with 75–150 words of speaker notes + at least 2 scholarly resources

Chief executive officer (CEO) Beranger has recognized that you are an expert in regards to the Health Insurance Portability and Accountability Act (HIPAA) and would like you to hire you as Silver Creek Hospital’s first HIPAA Compliance Officer. As you begin your new role, CEO Beranger discusses with you the demands of e-health services and applications and the privacy, confidentiality, and ethical concerns that go along with it. She asks that you construct a PowerPoint presentation that you will present to the board of directors with 10–12 slides that explain the ethical importance of privacy, confidentiality, and disclosure and how the HIPAA Privacy and Security Rules protect patient information.

CEO Beranger also believes this is a good time to refresh the board with ethical training and asks that you also discuss, in 2–4 slides, the importance of ethics and professional judgment when dealing with confidentiality issues and mandatory disclosure.

What are some ways to write a great review on Google?

/in /by

Directions:

Select either an international service organization or a multinational corporation and conduct a preliminary assessment of their website.

In your review:

  • Explain your initial impression of the organization based upon your initial review of their corporate website.
  • Analyze their Vision, Mission and Goals in reference to the company’s competitive strategy, branding and messaging
  • Analyze the company’s strategic approach to globalization and their approach to competition, sustainability, CSR, marketing, analysis (external, internal, industry), and cross border issues
  • Examine the company’s financials included in their most recent annual report and review the profit margin statement from the CEO. What conclusions can you draw from their financial statements?
  • Evaluate the firm’s Corporate Ethics and Corporate Social Responsibility Policy. What expectations are presented in the policy? Explain the tangibility of the company’s policies
  • Include an organizational assessment using SWOT or Porter’s Five Forces
  • Explain the company’s capacity to be able to fulfill strategic missions while increasing profit margin
  • Include an Introduction and Summary statement in your review.

Your paper should be between 7 -10 pages in length, in correct APA format and use 4-5 outside sources.

Interest group and political parties, assignment help

/in /by

Step 1 

Search the Internet and choose a current issue that relevant to parties, campaigns, and elections.

Write a 2- to 3-page paper of your insights:

  • How do political parties differ in their thinking about the topic you have selected? Have they changed over time? Explain.
  • How do political parties use aspects of your topic in campaigns?
  • Find an example of an individual running for office and that person’s debates on aspects of your topic. Be specific.

Step 2

Be sure the current event that you choose follows these guidelines:

  • The publication date of the article must be no earlier than 4 months before the start of the session.
  • News articles must be from reputable news sources, with links to the original article(s) provided.
  • Some suggested sources:

Course Home: MGMT600-1404A-02 : Applied Managerial Decision-Making

/in /by

Deliverable Length: 5-8 slides with speaker notes and references 

One of the products that Company W makes is snack foods. The Research and Development department of Company W has developed a new formula for one type of snack food that is cheaper to make than the current formula. They want to test the new formula with consumers. They want to see if consumers can tell the difference between the old and new formulas. You propose to conduct this test and analyze the results in line with WidgeCorp’s approach to gathering statistical data and using it to make decisions. You first need to explain the process to senior management at Company W. You advocate using an unbiased sample of consumers in their test, so that Company W is randomly selecting people based on the following: age; whether or not they have kids; where they live; how often they buy snack foods; whether or not they already buy the current product.. 

Prepare a presentation that addresses the following:

  1. List at least 3 qualitative attributes of the snack food about which they might want to ask consumers. Make sure at least one of them is nominal.
  2. For each attribute that is ordinal, assign names for the endpoints of a 5 point rating scale.
  3. Explain the difference between nominal and ordinal data.
  4. Explain how nominal and ordinal data relate to a rating scale.
  5. List at least 2 quantitative attributes of snack food that the scientists might want to measure.
  6. Explain the difference between interval and ratio data.
  7. Include in your presentation the difference between a population and a sample.
  8. Note why it is important to avoid bias when conducting research (see note below)

NOTE: Give 2 examples of possible populations for this test.

components/Utilization of Resource in Healthcare, assignment help

/in /by

Resource: Week Two Annotated Bibliography Assignment and the Questions to Prompt Critical Thinking document

As a team, select one peer- reviewed article from the Week Two Annotated Bibliography assignment and review the Questions to Prompt Critical Thinking document.

 Write a 200-word paper that answers the questions outlined in the Questions to Prompt Critical Thinking document. Include how the research findings can be utilized in healthcare administration.

Create presentation of the selected research study, following the steps of the research process. Presentation 8 – 12 slides, excluding title and reference slides. Speaker notes in your own words. Oral presentation during class.

Format your paper according to APA guidelines.

30 word introduction

30 word conclusion

200 word body. This is my Portion on the paper.

Attached is the critical thinking sheet. My portion is No 4: Study the variables. We have to pick one of the Annotated bibliography on patients safety. I hope this makes sense. lets not worry about the powerpoint now until I get a clarification on some things.

9 qustions

/in /by

Questions Related to History, Litigation, and Legislation Lectures Posted on Blackboard

Directions: Please answer each the following questions based on your reading and understanding of the lectures related to history, litigation, and legislation associated with special education. Where possible, provide brief responses. Please make sure that your responses are typed to make for ease of reading.

1. The history associated with special education had a beginning that was marred in much oppression, that often lead to death and ridicule. How does this history reflect that of other marginalized populations (In answering this portion of the question, I expect you to use your personal experience) and who were some of the champions that used their skills and knowledge to advocate on behalf of individuals with disabilities?

2. How does the concept of inclusion create the possibility of students/individuals with disabilities to have a more complete and positive experience in society?

3. Based on your reading, what role did Brown vs. Board of Education (Topeka, Kansas) play in the opportunity of students with disabilities getting a chance to receive a free, appropriate, and public education (FAPE)? What was the first case that used the results of Brown vs. Board of Education to argue on behalf of students with disabilities to get a public education?

4. Prior to 1972, only children with intellectual disabilities (formerly mental retardation) could receive education in the United States. What was the court case, its educational implications, and its relationship to special education?

5. In 1970, in the state of California, a Spanish-speaking student was placed in classes for students with mental retardation (now intellectual disabilities) based on the results of an IQ test that was given in English. What was the court case that required school districts to consider a child’s primary language and have test given in the child’s native language? In your opinion, what are long-term advantages for the results of this case? What may be some disadvantages?

6. The Individuals with Disabilities Education Improvement Act (IDEA) has been reauthorized five times. It has six major principles associated with its content that have remained unchanged since the legislation was passed in 1975. Please summarize these six principles and illustrate your understanding of them by providing an example of how they might look in practice.

7. The concept of Universal Design for Learning (UDL) is a new concept associated with the 2004 reauthorization of IDEA. It stipulates that new curricular materials and learning technologies should be designed to be flexible enough to accommodate the learning styles of a students. What are the three principles found in UDL that should be considered when applied to curriculum and instruction for students with disabilities?

8. The reauthorization of IDEA in 1997 and 2004 have some unique features for disciplining students with disabilities. Please summarize these features and provide a personal reflection on your thoughts about the features. I am particularly interested in knowing how you feel about the features and why you feel the way you do.